Some of the jewelry that every woman should have

Some of the jewelry that every woman should have

Be prepared for a special occasion, such as a party or a date, is never easy to do. There are so many things you should consider, so it’s not surprising if you feel depressed. Things can get even worse if you feel like you are running out of time. However, despite finding the right clothes, there are some other details that you should keep in mind. One of these details is related to finding the right jewelry. Believe it or not, the power of the accessories is almost extraordinary. These little things can completely change women’s clothing.
Thus, it is not surprising that buying cheap jewelry is one of the biggest issues when talking to women who are trying to keep up with the latest trends. But what jewelry is the most important thing a woman should have? Here are some suggestions. Some of the jewelry that every woman should have

First of all, there are jewelry statements. When it comes to these small accessories, there is one thing for sure: everything can be offset by almost anything. What’s more, they never miss a style and they are the perfect choice for everyday work clothes, college style and more. Usually these accessories are made of silver or gold. In most cases, women who decide to invest in such items believe in the principle: “Less is more”.

Secondly, do not forget the elegant and larger jewels which are the perfect choice for ultra glamourous evenings. For example, if you are going to attend your best friend’s wedding or you are getting ready for a fancy show like a prom, you need some regular accessories. In this case, experts advise you to dare to do more. Search online jewelry Australia and select the perfect accessories that will make everyone say “Wow! This lady has style!”. It is advisable to invest in beautiful necklaces and rings that can make your hands look feminine and soft.

Third, try adding some antiques in your personal collection. Good idea, in this case, look for them in terms of your grandmother. But be careful to respect one simple rule: start with pieces next to your skin color. Believe it or not, these things have the power to make your hue look brighter.

On the other hand, do not ignore diamond diamond bracelets or earrings. Or, if you feel you need more, you can look for pearls. Jewelry that includes pearls is always an interesting addition. You will be considered a beautiful beautiful woman who is ready to run the world. But, if you’re looking for some attention-grabbing items, do not hesitate to invest in a diamond tennis bracelet. This includes a symmetrical diamond line that can be discrete and elegant. Some of the jewelry that every woman should have

Men’s Winter Coats: How to Improve Your Winter Fashion

Winter have you wearing the same pair of sweatpants or boring jackets over and over again? Unsure how to look good while staying warm?

The good news is you can look great in even the chilliest of seasons, and bundling up in sub-freezing temperatures does not have to be complicated.

We’ve created this guide of men’s winter coats to keep you looking stylish and hot, even when the weather is not.

Whether you’re shopping for you or looking for a gift for the man in your life, we’ve got you covered.

Let’s get into it!

Guidelines to Men’s Winter Coats
Know Your Budget

Spend, on average, $ 85 dollars each month on clothing. That’s about $ 1,020 annually.

Before investing in your coat, it’s important to have a general ballpark regarding how much you are willing to spend.

This will help you narrow down stores, types of materials, and brands. After all, if you’re only looking to spend about $ 150, it would not make sense to visit stores with prices hovering over $ 800, would it?

We commend that before making any clothing decisions, make your budget!

Find Your Fit

This is not your father’s wardrobe. Men’s winter coats have come a long way in terms of style and sizing.

Determine what kind of coat you’re looking for. Something slim-fitting? Something for the office? For formal events? For travels and adventure? (and yes, a coat for the Dominican Republic has a different purpose of a coat for the Rockies)

Narrowing down your purpose will help you narrow down the appropriate styles and fits for the occasion.

Consider Fur

If you think fur is only for rich people, think again. We’re convinced this is the hottest trend of 2017.

This article suggests that a proper fur coat is one of the most stylish ways to stay warm and look good doing it.

With different lengths, patterns, and options (yes, faux fur is trendy!), This is one of our favorite kinds of men’s winter coats

Do not Forget the Accessories

Men’s winter coats are just part of the attire. If it’s really cold out, you’ll likely need proper shoes, scarf, and head protection (additional as a beanie) for additional protection.

Maybe you already have some of these pieces. Maybe it is important for you to coordinate matching styles or colors.

Either way, these should be taken into consideration when planning out your budget and style.

Rock the Boots

Want a surefire way to look stylish?

Ditch the sneakers and pair your men’s winter coats with well-fitted boots. Not only do they define your style and create a sense of professionalism, they are also comfortable and warm!

If you’re looking for outdoor protection (and style), consider checking out the endless designs and styles guaranteed to keep you happily active.

Final Thoughts
No matter what the season (or how hot or cold it is), you should never have to compromise looking and feeling good.

If your wardrobe is in need of an update, men’s winter coats are a great way to show off your style and personality while keeping you warm. Win-win, right?

The Ultimate Guide to Selling on eBay

Ebay is great for making a little money next to it.

Whether you want to make it a hobby or hope to make it a substantial additional income form – it’s flexible.

Read on to learn how to successfully sell your items on eBay!

Start
This is the simple part. Create your account by clicking the register at the top left of the website, above the eBay logo.

You can list items at a fixed price or install them for auction. For items that are hard to find, choose the auction option. It’s possible that you can earn more.

Take some good quality pictures of your stuff and be sure to accurately describe the specifications in the item description. If it is a used item, mention imperfection.

After selling the item, you must weigh and pack it properly for shipping. The weight of your goods will ensure you calculate the correct shipping cost.

Read eBay seller checklists to give you more tips on successful sales, and also rules that eBay sellers must comply with when listing.

Do Your Research
Before you list anything, be sure to search the site for a similar list. Check to see what kind of goods or similar items you are looking for on eBay. It can help you decide on a competitive price that will help put together an offer!

By doing your research you can see which categories will place your items so that the right people see them.

Consider the Ebay Template
The eBay template is a framework that lets you enter important information about items you sell in different categories. It also looks attractive and organized for potential buyers.

Create an eBay template. Templates are created using HTML and CSS to get the right look and format to make them look professional like traditional web pages.

These templates are often also known as ‘eBay template auctions’, ‘eBay list templates’ or ‘eBay HTML templates’.

A professionally designed HTML template helps build trust between you, your seller, and your potential customers.

Credibility is very important when selling online. It plays a big role in buyer decisions when considering buying goods online.

There is a lot of competition on eBay as a sales platform, and templates not only help credibility, but also help your personal store stand out.

If you want to create a positive first impression with your clients, bridge the gap and invest in one of professionally designed eBay templates to instill confidence in your potential buyers.

Your template may force buyers to choose you from other sellers offering the same product at the same price as similar feedback.

Here’s What To Do When Your Emergency Fund Runs Dry

Something happens, and sometimes we lack the money needed to get through it. Here’s what to do if your emergency fund is lacking but you need funds.
We all like to think that everything is stable and secure. But sometimes, life throws a very difficult situation for us.

It always happens.

An unexpected emergency emerged. You lost your job You have to pay a medical bill suddenly. Your car is damaged and you need an expensive car repair.

This type of event can easily put you in financial ties. If you do not have an emergency fund, it can be very stressful, is not it?

If you find yourself in financial ties and you need to raise funds quickly, it can be done. This post will give you some tips that can help you earn money quickly.

Home Equity Line Of Credit
If you own your home, the home equity line of credit may be a good solution. It’s an easy way to make quick money.

However, it is important to remember that you use your home equity as collateral. You need to make sure you can make payments, otherwise you could lose your home. Be careful with this one.

Credit Card with Low Interest
If you do not want to bear the debt, it’s perfectly understandable. Debt can be a financial turmoil. But if you have no other choice, this can help in your current difficult circumstances.

Keep in mind that there may be a problem with qualifying for low interest credit cards depending on the nature of your emergency. It might be a good idea to file a card when things go well. This is a good way to have a “guarantee” if an emergency arises.

Pay the loan
Payday loans may be a good way to earn cash if you can not wait until you get paid. However, make sure you take stock of your choice before you decide to get a payday loan. You may be able to get a loan from a bank, and the price may be slightly reduced. Payday loans are known for high interest rates.

You need to be wary of fraud if getting a payday loan. Make sure you research the company you are dealing with before signing an agreement. Also, pay close attention to the loan agreement. You need to know exactly what you approve before signing it.

Side Hustle
There is nothing wrong with the little sides of the crowd. If you have certain skills or talents that you can sell, take full advantage of them.

There are many ways to make extra money at home. Find some ways to make extra money on the side. This is a good way to build savings even if you are not in an emergency.

Selling Multiple Belongings
Sometimes, it might be a good idea to sell some of your things. Especially if you have some stuff you do not need anymore. Furnishings, old computers, video games, and clothes are things people can buy.

There are several sites that you can use to sell things. EBay and Craigslist are some of the most popular.

Conclusion
When you are bound, you need to do what you have to do. Financial emergencies are not easy for anyone. But some tips in this post will help you get out of your difficult situation. Take a look at LittleLoans for more information – they are a great additional source.

What to Consider When Choosing an eLearning Template

As technology and automation only continue to grow and improve, so does online learning. More and more colleges and universities are offering online courses. In fact, eLearning is anticipated to be a $ 37.6 billion market by 2020.

If you want to create an english eLearning course, one of the most important components, should be the eLearning template you use.

Below, we’ll discuss a few specific things to bear in mind when choosing the best eLearning template for your course.

Let the Course Objectives Be Your Guide

What are the objectives and desired outcomes of your course? These should dictate the overall style of your theme – including fonts, color schemes, and any imagery used throughout the course. An ugly or uninteresting eLearning template will not project a professional image.

Audience is Key

Ask: Who is your primary audience? Who was the course designed for? The templates should reflect their specific needs. For example, if the course was designed for medical students, the template should be unique to them.

Brand Your eLearning Template!

Another important consideration when choosing your template is branding and customizability. Your eLearning course or program should be branded in such a way that it stands out and differentiates you from competitors. The templates and media offered through the Torch Learning Management System can be a good place to start.

Additionally, the branding should also be in line with any guidelines you may have. Is there a specific set of colors approved? Perhaps a specific font is preferred? Be sure to find this information out and adhere to all guidelines when customizing your template.

The Importance of Navigation

Having the ability to easily navigate online course should be of utmost importance to creators. If it’s not user-friendly, it will not be used! Ensure that students can easily navigate to the course’s landing page and access all of the necessary content.

Devices Matter

It should go without saying that you should be able to view and navigate throughout all of the pages on any of their devices. This includes iPads / tablets, smartphones, laptops, and desktop computers. One of the major advantages of eLearning is the ability to access content from anywhere, at any time.

If your course is not designed with alienating (and potentially even irritating) current participants – you can lose out on future business as well.

Marketing Matters Too!

As with every business, marketing is crucial to the success of your eLearning course or program. Frankly, if no one knows that it exists, what’s the point? In order to be able to provide knowledge as you have set out to, the general public must first know that your eLearning course exists and is available!

If you need help marketing your business online, head over to our blog for some useful tips!

We find the perfect eLearning template for your course or program. Happy hunting!

Why You Should Get a Vape Stater Kit and Start Vaping

Why You Should Get a Vape Stater Kit and Start Vaping

Vaping has become the biggest catch phrase of this generation. Vaper has become an entirely new genre of people who share the same interests.

No more children smoking under the bench. No longer adults need to walk 500 feet from their occupation to get a smoke break.

Vaping has become a safe middle ground that allows individuals who have had nicotine to appreciate the calming effects provided by electronic cigarettes.

For many people, the act of smoking has always been about 2 main actions: getting nicotine and appreciating the calming effects associated with smoking.

Vaping has taken these two drivers of smoking and created an alternative opportunity – with just far less nicotine.

Instead of strolling into a local store to explore the wide selection of nicotine and tarred cigarettes, vapers need only a vape starter kit and some juices to suit their tastes.

Get the Vape Starter Kit and Give Vaping a Try
Save some money

Every heavy smoker knows that buying a pack or a carton of cigarettes can be very expensive.

Depending on how much a person smokes, the small cigarette packets can make a big dent in the budget!

Not so much with vaping!

Sure. There is a startup fee, but with only one vape starter kit – the savings start immediately.

Be an expert

Vaping is not just a hobby or a way to unwind. Vaping has become a lifestyle choice.

Vape shops are popping up all over the world, and with those stores carrying a kind of affinity vape status to those who appreciate all the vaping offers.

Knowing about vaping is one thing. Being an expert is an entirely different approach to the growing vape phenomenon. Why You Should Get a Vape Stater Kit and Start Vaping

Plus, the world needs people to help clarify the difference between all the different vape starter kit options.

With names like Smoking Alien, Joyetech ATOPACK Penguin, Innokin Oceanus – understanding the difference between each of the vape starter kits are experts, for sure.

Hang with other vapers

Vaping has created a new community type for people who have ever used chain smoking or just appreciate all the vaping has to offer.

Avid smokers can always have a ‘smoke break’ conversation or stand outside a non-smoking company.

The same thing happens with the vapers all over the planet.

Stop smelling like smoke

For anyone who wants to smoke but hates the smell left over – vaping has eliminated that problem altogether.

As soon as the vape starter kit has been purchased, the world flavors await.

There are hundreds of thousands of different e-juice juices available with varying levels of nicotine and nicotine altogether.

It’s a bit more diverse than the typical menthol and regular flavor of a regular cigarette.

The best part – there is no lasting cigarette smell attached to clothing or leather.

Relax and enjoy life Why You Should Get a Vape Stater Kit and Start Vaping

One of the many interesting things about the growing vaping population is the sheer relaxation to appreciate the e-cigarette lifestyle.

Vaping allows people to relax and enjoy life by continuing their smoke-like actions, only without the judgment and judgment of nonsmokers.

For anyone who chooses to live a different nicotine lifestyle, and even for those who are not at all interested in nicotine – grab a vape starter kit and follow the relaxers revolution.

Take a break vape and experience a new way to let go and appreciate life.

3 Tips for Small Business Year End Tax Planning

In addition to setting financial goals to grow your business, you also need to manage your financial responsibilities. One is to make sure you have a strong year-end tax planning process. Failing to do this, the business will experience financial and legal consequences.

Small businesses face many big challenges. Some of them include:

Dependency on multiple clients
Maintain cash flow while paying a fee
Fatigue due to pressure and hard work
Dependence on business founders
Balances quality and growth
While this challenge delays business success, poor year-end tax planning can kill it. Read on to find out more.

Tip for Year End Tax Planning
Every small business owner must know the tax planning and reporting requirements. Businesses pay federal income tax, local taxes, sales taxes, and employment taxes. Any errors and Internal Revenue Service (IRS) will start breathing in your neck.

The IRS looks at fraudulent earnings reports, accounting irregularities, and incorrect deductions. It is a mistake to expose your business to fines, fines and fraud allegations.

Your goal should be:

To reduce your taxable income and tax rate
To take advantage of deduction and credit
Here are some tips to help your year-end tax planning:

Find the Right Tax Software
Tax software is an important part of your planning. It’s cost-effective and simplifies the process. Too:

Describe the information requirements in the tax code
Allows quick and secure tax filing
Accelerate refund acceptance
Ensuring tax and credit deductions
Remove errors and mathematical errors
Transfer federal tax information to state tax returns
Attract business data (eg payroll) from other software
If you use a taxation service bureau like UltimateTax, you also get access to support staff. They will help you solve software problems and answer your tax questions.

Having tax software gets you ready. People make the mistake of waiting until the tax season to collect their financial data. Get detailed reports on your financial transactions throughout the year.

Hire an Accountant or Tax Consultant
While the tax software completes some accountant functions, hiring someone is still a good decision. They prepare payroll data, assist in audits, review budgets and fees, collect financial information, and maintain financial software.

Like a tax consultant, accountants make sure your small business is taxable. He will calculate various taxes and propose an accurate return.

These professionals know how to get deductions for your business. Some examples include travel, car, equipment, and home reduction.

The other main function is to track credit changes and annual deductions. The role of your accountant is to make sure you get the maximum refund. They also recorded deadlines for submission of pieces and credit forms.

Decide whether you will delay revenue
Small businesses can postpone their income to reduce their tax obligations. They can use different options such as cash-based accounting and accrual accounting.

Cash-base involves sending late invoices to delay your earnings. As such, the money is not available for addition in tax returns. Accrual involves delays in products and services. That way, you will not be paid on time for the current year tax.

5 Attorney Marketing Strategies to Promote Your Website

 

These days, if you do not have a strong presence online, you risk losing market share to your competitors.

Luckily, there are a few key attorney marketing strategies that you can use to boost your online presence and connect with potential clients.

Read on to learn how to grow your business.

The Attorney Marketing Strategies You Need to Know About
Whether you’re a criminal attorney or a ticket lawyer, online marketing is now a must.

If you’re used to advertising in print, these strategies may seem daunting. But there is a reason why some of the biggest brands in the world have made digital marketing the center of their advertising plan.

After all, your potential clients are most likely to find you online. You need to have a professional web presence that makes them want to learn more about your firm.

1. Create Content

Content is anything your clients read or interact with. This includes your:

Blog
Website
Newsletters
Infographics
Videos
Case studies
If you’re new to digital marketing, do not be overwhelmed. Simply start with a blog. Commit to publishing a new post at least once a week.

What should you blog about?

Your content needs to speak to your clients prospects and clients are dealing with. Consider the most common problems they’re facing.

Many business owners focus on themselves, writing blog posts about how great their business is. Instead, your posts should try to solve problems for your readers. That way, you can build your trustworthiness and respect in their eyes.

Once you’re established as an authority, it’s easy to grow your readership.

2. SEO

SEO can seem overwhelming, but it’s one of the best attorney marketing strategies around.

While creating great content is important, it alone is not enough. There are a number of SEO strategies you can use to get more eyes on your website.

Make a list of the keywords you want to rank for. Every time you create content, be sure to include those keywords in as many places as possible. Yes, even in image file names, meta descriptions, and article titles.

3. Digital Advertising

This is sometimes known as PPC or SEM. Basically, it’s paid online ads. You ‘ll use your keywords to create a Google campaign. These campaigns will usually be direct visitors to your landing page. That landing page will have a persuasive call-to-action.

You can also use Facebook advertising to speak directly to your target audience. Even Twitter and LinkedIn allow you to create targeted campaigns based on your tweets and posts.

4. Social Media

Social media is about building relationships and engaging with current and potential clients.

Twitter, LinkedIn, and Facebook are the main channels you should focus on if you’re new to attorney marketing. Commit to post regularly and responding to any new comments or messages. Remember, social media messaging systems are now seen as a part of your customer service.

5. Metrics

Once you start using above attorney marketing strategies, you need to see what’s working and what’s not. Google Analytics can allow you to do this. Here are some things you can look at each month:

Which is the Best Cordless Weed Eater?

 

Grassless weeders make grass trimming easy.

When compared to their gas-powered cousins, weedeat cordless is somewhat limited in their ability.

But their pro is much bigger than their counter:

Advantages
The push button starts
Zero emissions
Little to no maintenance
Quiet operation
Minimal vibration
Counter
Running time is limited
Not as strong as gas
Comfort and maneuver alone make them ideal for maintaining small traits.

So, which cockless grass eater is best for you?

Below you will find all the weed-eating reviews you need to make your lawn look slim.

Reviews of cymbals
Let’s keep shopping. In this list, you will find wireless cordless roll compilers found on Amazon.com.

1. Black and Decker LST300
This 12-inch trimmer and beater stretcher includes a 20-volt lithium ion battery pack that allows 33% longer running time.

By utilizing the Powerdrive Transmission, this two-one wireless trimmer can cut overgrowth and pitch darkly and with greater strength than previous models.

It’s easy to switch from pruner to edger and has automatic feed spool, thereby eliminating “stop & bump” which is often found in other trimmers.

2. Greenworks 21332 G-Max
Greenworks teases this model as “alternate gas string cutter.”

Similar to the pro mentioned above, this model is less noise and vibration, has a start button, and is lightweight.

Head pruning can be adjusted and can be used in three different positions. In addition, the automatic feed path function makes trimming (and easy) easy.

Its G-Max battery can be up to 30 minutes with a single charge and can be used with other G-Max products.

3. Dewalt DCST920B
This cordless grass has a brushless motor, meaning it operates with greater efficiency and is durable to boot.

With strict power control, variable speed triggers allow for better run-time management. High and low speed control switches offer further user control.

Weighing just eight and a half pounds reduces user fatigue while the lump bait strings cut the 13-inch area.

Batteries, however, are sold separately.

4. Worx 32-Volt GT2.0
This model is not just a trimmer but also an edger and a mini cutter. Its three-in-one capability can be switched on in seconds, without using tools.

In addition, the head of the trimmer can tilt 90 degrees and includes a quick release lever. The fast release lever is also used for quick “fast telescopic” adjustments.

Easy to use and the 32 volt MaxLithium battery provides longer running time and larger cutting power.

It also includes three pre-loaded petals.

5. Ego Power +
With a 15-inch cutting radius and a 56-volt lithium ion battery, these weeders will do a quick job on your lush lawn.

It features high efficiency brushless motors and offers variable speed control.

With weatherproof construction, extended aluminum shaft, and in-line grip, this weed eater is very durable yet lightweight.

6. Ryobi RY40220
This trimmer offers Gas-Like Power branded merchandise, making it one of the most powerful cordless trimmers.

Customizable cutting width, between 13 and 15 inches, makes it a very versatile tool. And with the head of the Reel-Easy bump feedback string, reloads are made quickly and easily.

In addition, the battery has long been forced with variable speed controls so the user can easily adjust to the situation and extend the battery life.

Do these grass-eating reviews help? Leave a comment below and tell us what your favorite grass eater is!

7 Ways to Tell if It’s a Timeshare Scam

 

Some timeshare scam artists go to great lengths to pull one over on timeshare owners. Do not fall victim to their trap.

Stay one step ahead of these con artists. Check out these 7 ways to tell if someone is trying to scam you for your timeshare!

7 Ways to Tell if it’s a Timeshare Scam
1. You Were Contacted With a Timeshare Offer Out of the Blue

The first sure sign of a timeshare scam is if you are contacted with an unsolicited offer.

If you’re advertising that your timeshare is up for rent or sale, of course, it makes sense that you will receive inquiries. However, legitimate companies will not contact you out of the blue with offers to rent or sell your timeshare.

This means that if you get an unexpected phone call from someone you’ve never heard of before asking if you want to rent or sell your timeshare, it’s likely a timeshare scam.

While they may have detailed information about their ownership, do not let this convince you that they are legitimate.

A lot of timeshare ownership information is easily available to the public, which means you can find out where you own, what you own, or even how long you’ve owned the timeshare for.

2. You Were Invited to a Seminar

In order to make one quick, big score, timeshare scam artists are desperate to gather as many timeshare owners as they can at once.

These scam artists rent a room at a local hotel and send out postcards to “invite” you to a presentation. This presentation is said to help you get more money out of your timeshare ownership through listing it for sale, renting it, donating it to charity, etc.

Scammers know you ‘re open to attending such events / presentations since that is likely the way you bought your timeshare, to begin with.

After they get your money, however, they’ll likely disappear, never to be heard from again.

3. You’re Offered More Money for Your Timeshare Than Your Asking Price

While not ideal, it’s the hard truth that timeshares do not make a great investment for owners that are hoping to sell for more than they paid.

The fact is that there are too many units available. These units are being sold by a bunch of pushy developers that have greater access to potential buyers.

This means that you can get a lot of money from you.

4. There’s an Interested Anonymous Buyer

Has someone in particular contacted you with a hot buyer who is “very interested” in purchasing your timeshare?

Watch out, this is probably a scammer.

If you ‘re being told that all you have to do is send the money for “closing costs,” do not believe it.

5. Online Complaints and / or Bad Rating

Hopefully, you take the name of the person and / or company that you’re considering to sell, donate, or rent your timeshare to.

Now, take the time to type it into a search engine and read up. Specifically, try typing in the name followed by the word “complaints” to see what you get.

This is a good way to find out if they have been posted in forums and complaint boards regarding their scammer experience.

Also, check to see if the person and / or company has a bad rating with the Better Business Bureau (BBB).

If the company has been earning a bad reputation, this is one of the best ways to find that out and uncover the truth.

The BBB is one of the most trusted sources of information about business and their reputations. Additionally, it’s one of the first places angry customers will go if they feel they’ve been scammed.

Learn from their mistakes through these quick searches.

6. They Want Money Upfront

You may be contacted by someone who wants money up front to “list” your timeshare.

They’ll tell you that for $ 600, $ 800, $ 2500, etc., they will happily “list” your timeshare for sale. Even if they do take your money and list your timeshare for sale, it will be in a place where virtually no one will buy it.

Only, they will not tell you that last part!

The demand for upfront payment can come in many other forms as well.

Con artists will not always be clear about the cost, so beware. Some may string you along explicitly stating that they’re not any upfront fees.

All the while they may be asking that funds be deposited into an “escrow account.” They will still be doing so without any intention of ever returning your funds.

7. You’re Asked for a Money Order or Wire Transfer

The biggest tip for timeshare sales, rentals, or donations is to not deal with anyone who requires payment upfront in a form that removes any chance that you can stop payment or protect yourself in the event that the promised service is never delivered.

If the person and / or company requires payment by money order or bank wire transfer, this is a huge red flag. Someone is likely trying to